Blue Pointe Title Blog

Title insurance is often sidestepped despite being a very vital part of the home-buying process. It is a layer of protection for those...

Simply stated, the goal of commercial due diligence is to reduce the risk of post-transaction surprises. This can pertain to both the success of the property itself and the market it is in, as well as your rights to use it.  Just as an investor will do their due diligence before making an offer on a property, the title company will do theirs to ensure it is a smooth, safe transition.  Let’s take a closer look at how commercial due diligence works to reduce the risks involved

When buying a property, there are a few different people you need on your side— A lender that will grant you a pre-approval so that you...

There is a lot that goes into buying and selling property. One missed step and you could put yourself at great risk. See, a title is a...

Multi-family housing, retail space, warehouse space, office space, or vacant land to develop are all examples of commercial real estate. Transactions involving these types of property occur all the time.  So, why would you have to face a commercial lawsuit? When do commercial real estate transactions end up in a courtroom?  The Complexity of Commercial Real Estate Transactions There is a lot involved in commercial real estate transactions  — and this means there are many oppo

Investing in commercial real estate requires a lot of due diligence . Digging through mounds of paperwork is necessary just to confirm that there is a clear owner — and that the owner matches the seller. While commercial real estate transactions may be quite a bit more complex than those involving residential property, they still follow many of the same general steps, including the title search. And when it comes to title insurance, there is no exception. Investors in commerc

Many homeowners find it beneficial to refinance their property when interest rates drop. After all, it is a great way to not only end up...

A title search will be done when you purchase your home, ensuring that the title to your property is clear. Then, as a means of...

If you are taking out a mortgage to buy your new property, be prepared to buy a lender’s title insurance policy. Yes, this type of...

Don’t let the excitement of purchasing a new home let you make decisions you may regret later, such as declining title insurance. When...

If you decide to take out a mortgage when you buy a home , then you are going to have to put down some money. Lenders see this as your way of contributing to the purchase of the property - as they take care of the rest. This money is referred to as a down payment. Knowing just how much money you should save to put down on your first home is important for planning ahead. So, let’s talk about it. How Much is Needed for a Down Payment? On average, you can expect that a down paym

There is no denying that the home-buying process can be very overwhelming. Early on in the process, your days become consumed with getting documents together for your loan officer, following up with the inspector, making sure you have the right amount of money for the down payment, packing and preparing to move from your current home, and more. It is no surprise that buyers tend to forget really important aspects of the home-buying process . And, in some instances, it keeps

Underwriting is a term many hear often, but few understand. We know that it is associated with insurance, but what is it? What does an...

From the time you sign your contract until the date of your closing, you will learn a lot about the property you are trying to purchase. This is thanks to the inspectors, the title work, and so on. All of this is done to make sure that the property you are buying is living up to its value - and that it is a sound investment. One important step is to make the decision about whether or not to purchase title insurance . So, knowing what it covers can always be very beneficial. U

When you purchase a piece of real estate, your title company will perform a title search to ensure that the property you are buying has a...

Buying a home may be the biggest investment you will make in your entire life. And one of the best ways you can protect it is with title...

Buying a home can be exciting. All you want to do is get through the process so that you can move in and begin the next phase of your...

When you buy a piece of property, you will be presented with the opportunity to purchase title insurance. While you may view it as just another cost added to your closings, your lender views it as a necessity. In fact, buying a lender’s title insurance may be a condition of the loan itself - without it, your loan won’t fund. But how do lenders benefit from title insurance? And why are they so adamant about buying a policy at closing? What is Title Insurance? Title insurance

When it comes to protecting your house, two things come to mind: title insurance and homeowner’s insurance. You will likely face both of...

Heading into the closing of a real estate transaction, buyers and sellers are often anxious about the amount of closing costs they will...