Blue Pointe Title Blog

Blue Pointe Title Agency Shares Tips on 7 Common Title Issues That Can Derail a Real Estate Deal—And How to Avoid Them Adrian, MI – Real estate transactions often fail at the final stage because of title issues. A “dream closing” can become a legal headache that may be due to hidden problems, such as unpaid property taxes, unknown heirs, filing errors, and potential boundary disputes. Blue Pointe Title Agency in Adrian, Michigan leads the title insurance field by educating p

The process of budgeting for your new home becomes complicated when you consider closing costs. One of the most important pieces? Title...

What Every Michigan Homebuyer Should Know The process of buying a home brings excitement but it also exposes you to unknown risks. Title insurance stands as one of the most effective ways to protect yourself during the homebuying process. Blue Pointe Title operates as your local Michigan title insurance company to provide assistance to Michigan homebuyers since 2018 regarding closing costs and real estate transactions and title issues. You’ve Found Your Dream Home—But Is the

When you buy a home, you’re not just paying for bricks and mortar—you’re also investing in the assurance that your ownership is protected. A critical part of this process involves title insurance. While most people are familiar with lender's title insurance, which protects the mortgage lender, fewer are aware of owner’s title insurance. This type of policy provides peace of mind to homeowners by guarding against potential title issues like unpaid property taxes or disputes ov

There is no denying that buying a home is one of the biggest financial decisions you will ever make. For many, it may very well be the...

Title insurance is an important step in protecting your real estate investment. While it typically covers a long list of title defects, it does have limitations. Here are 7 things title insurance does not cover that you may need to know about. 1. Issues Created After the Policy is Issued Certain types of insurance, such as automobile or health policies, protect against future events. In other words, you have coverage if you have an accident or get sick tomorrow. Title ins

There is no denying that buying a new home can be expensive. Not only do you have to come up with a down payment, but there are others...

If you are investing in a piece of property and working with a title company, then you are going to be asked if you’d like to purchase owner

If you are buying a new property and taking out a mortgage, you may be advised that you have to purchase a lender’s title insurance...

As their name suggests, new construction homes are those that are newly built, making your family the first ever to live in it. Some...

Title insurance is often sidestepped despite being a very vital part of the home-buying process. It is a layer of protection for those...

Simply stated, the goal of commercial due diligence is to reduce the risk of post-transaction surprises. This can pertain to both the success of the property itself and the market it is in, as well as your rights to use it. Just as an investor will do their due diligence before making an offer on a property, the title company will do theirs to ensure it is a smooth, safe transition. Let’s take a closer look at how commercial due diligence works to reduce the risks involved

When buying a property, there are a few different people you need on your side— A lender that will grant you a pre-approval so that you...

There is a lot that goes into buying and selling property. One missed step and you could put yourself at great risk. See, a title is a...

Multi-family housing, retail space, warehouse space, office space, or vacant land to develop are all examples of commercial real estate. Transactions involving these types of property occur all the time. So, why would you have to face a commercial lawsuit? When do commercial real estate transactions end up in a courtroom? The Complexity of Commercial Real Estate Transactions There is a lot involved in commercial real estate transactions — and this means there are many oppo

Investing in commercial real estate requires a lot of due diligence . Digging through mounds of paperwork is necessary just to confirm that there is a clear owner — and that the owner matches the seller. While commercial real estate transactions may be quite a bit more complex than those involving residential property, they still follow many of the same general steps, including the title search. And when it comes to title insurance, there is no exception. Investors in commerc

Many homeowners find it beneficial to refinance their property when interest rates drop. After all, it is a great way to not only end up...

A title search will be done when you purchase your home, ensuring that the title to your property is clear. Then, as a means of...

If you are taking out a mortgage to buy your new property, be prepared to buy a lender’s title insurance policy. Yes, this type of...

Don’t let the excitement of purchasing a new home let you make decisions you may regret later, such as declining title insurance. When...