Blue Pointe Title Blog

If you decide to take out a mortgage when you buy a home , then you are going to have to put down some money. Lenders see this as your way of contributing to the purchase of the property - as they take care of the rest. This money is referred to as a down payment. Knowing just how much money you should save to put down on your first home is important for planning ahead. So, let’s talk about it. How Much is Needed for a Down Payment? On average, you can expect that a down paym

There is no denying that the home-buying process can be very overwhelming. Early on in the process, your days become consumed with getting documents together for your loan officer, following up with the inspector, making sure you have the right amount of money for the down payment, packing and preparing to move from your current home, and more. It is no surprise that buyers tend to forget really important aspects of the home-buying process . And, in some instances, it keeps

Underwriting is a term many hear often, but few understand. We know that it is associated with insurance, but what is it? What does an...

From the time you sign your contract until the date of your closing, you will learn a lot about the property you are trying to purchase. This is thanks to the inspectors, the title work, and so on. All of this is done to make sure that the property you are buying is living up to its value - and that it is a sound investment. One important step is to make the decision about whether or not to purchase title insurance . So, knowing what it covers can always be very beneficial. U

When you purchase a piece of real estate, your title company will perform a title search to ensure that the property you are buying has a...

Buying a home may be the biggest investment you will make in your entire life. And one of the best ways you can protect it is with title...

Buying a home can be exciting. All you want to do is get through the process so that you can move in and begin the next phase of your...

When you buy a piece of property, you will be presented with the opportunity to purchase title insurance. While you may view it as just another cost added to your closings, your lender views it as a necessity. In fact, buying a lender’s title insurance may be a condition of the loan itself - without it, your loan won’t fund. But how do lenders benefit from title insurance? And why are they so adamant about buying a policy at closing? What is Title Insurance? Title insurance

When it comes to protecting your house, two things come to mind: title insurance and homeowner’s insurance. You will likely face both of...

Heading into the closing of a real estate transaction, buyers and sellers are often anxious about the amount of closing costs they will...

Buying a new home is exciting. You spend so much time daydreaming about what the future holds for your family - as well as the memories...